Health insurance is one of the compulsory insurance of the products owned by the majority of the world population. With increasingly wide access and health insurance as well as the existence of easily accessible by the public, you are now faced with a variety of interesting options and the best complement to the experience of having health insurance.
Insurance companies also do innovation in various sectors so that health insurance has a range of benefits that can be used not only as a guarantor by one feature alone. Therefore you need to be observant in looking at opportunities in choosing health insurance. A wide array of insurance products in droves with attractive offers, but it remains to be seen the advantages of most reasonable and trustworthy.
Pure Health Insurance
This type of health insurance might have known the various walks of life. Pure health insurance individual insurance is a product that provides financial protection when there is a risk of health problems on the insurance holder.
Thus, the owner can utilize a variety of insurance benefits such as inpatient claims when hospitalized, getting outpatient when pain, dental health examination, until some insurance that offers reassurance when giving birth.
“Pure” embedded in the back means the health insurance it will only guarantee in the field of health, has no other elements such as the use of insurance as capital investment with a profit that could be achieved.
Health plus Insurance Investment
One type of health insurance that is mushrooming is health insurance plus investment. Health insurance health insurance is different from pure economic value because it has become the main part. This insurance would guarantee financially at a time when the insurance holder has health risks. So, in addition to the guarantee in terms of health, the health insurance fund also uses this type of premiums as capital investment and generally in the long term.
Excellence of Pure Health Insurance and Health Insurance plus Investment
The advantages of each health insurance program are dependent on your needs. You must understand the needs when deciding on one type of health insurance. Of course each has advantages and needs to be compared before you make a choice.
In general the advantages of pure health insurance are a long-term program is typically annual. So, you can continue the contract when you are satisfied with the benefits obtained, or decided not to continue or renew the contract after the contract ended. However, the lack of this type of health insurance just protect health without have more value.
Health insurance plus investment has advantages i.e. not only protects medically, but also help to provide a savings for you. You can still utilize the offers from pure health insurance with additional investment worth and this will be a plus for you.
Unfortunately, this type of health insurance generally has a long span of time, so you can’t go wrong choosing. In addition, health insurance premiums with investment also would have been more expensive than pure health insurance, because you get more features.
That is the explanation of choosing pure health insurance or plus investment. Both offer different variants in treating the insurance owner with the various advantages of each. In addition, choose insurance that is credible and reliable. Well, now all the options are in your hands. No less important is adjusting everything to your needs and abilities.