1. "Is this what I need or want?" For those trying hard to make good budget decisions, focus on the need. It is alright to splurge once in a while, but if you are really struggling, practice abstaining from wants until you has things under control.
2. "Can I step down from this?" We may have high standards when it comes to brand names or appearance. That doesn't always amount to making the wisest decision. If you are used to buying $100 dollar shirts, couldn't you step down to buying $50 shirts? Once comfortable choosing the lesser priced option, challenge yourself to take it a step lower. See how far you can go.
3. "Can I find this at a discount store or a used store?" Try to always shop at discount stores or used first. Look to see if they have something you want. Do not get hung up on the fact that you will go to one of those cheap stores. You will often find things that are the same or almost the same quality as you do elsewhere.
4. "Am I being too picky?" Does the item you want have to be blemishing free? Does it have to be a name that you have heard of before? Does it have to be brand new? More than likely, it won't be blemish free after you bought it. After you buy it, you will have heard of it before. All items are used after you use it. The items will still work fine and accomplish what you want them to.
5. "Am I shopping because I'm depressed?" One of the worst times to shop is when you are depressed. You will think that a short-term fix to your self-esteem will be to buy this one little thing. It rarely turns into just one thing and it is rarely something that you absolutely need. It is like eating ice cream when you are depressed. It's just too easy to over-indulge. Don't let that happen to you.
6- "Is there a coupon for this?" Much of the time, there will be a coupon or some kind of special discount available for those items you want. Scour the internet and local papers to find deals. You will find them and when you do you will realize huge savings. It takes a little more work, but its worth it.
7. "Is this on clearance?" Look for the clearance rack or shelf. Let that be the first place you check in the store. Any time you can buy something you need or want for 50% or more off the regular price, you need to take advantage of it. Look for end of season items. Normally these things are reduced significantly in an effort to save space.
How to save money shopping is getting yourself to think before you act. If you can follow these guidelines and ask these hard questions of yourself, you will find those difficult choices will become easier to make.
Tag : Finance